Alabama 1st Capital Credit Union began as Bryce Hospital Employees Credit Union in 1955. Since then we've expanded the area we serve to include the State of Alabama Departments of Mental Health and Rehabilitation statewide, and to serve everyone who lives, works, attends school, or worships in Tuscaloosa, Morgan, Mobile, Baldwin, Escambia, Monroe and Washington counties in Alabama.

We provide a full line of cost efficient financial products and services to meet all the needs of today's families from checking accounts to mortgages. We offer free online banking and free bill payer services through our secure website, we also offer dial up phone automated teller service, ATM service, ACH Direct Deposit and wire transfer service, and full time staffed branch operation centers to deliver personal service when you need it.

We also provide an array of business account financial services to over 100 businesses and health facilities in Alabama, and to their employees that enhance the employment experience with their employers. If you're interested in providing credit union services to your employees, contact 1st Capital CU Member Services at memberservices@1stcapitalcu.com .

WHAT IS A CREDIT UNION?
(And why you should use a credit union instead of a bank.)
We're often asked, "why should I join a credit union instead of using a bank for my financial needs?" The answer comes to a choice: you're either a credit union owner/member or a bank customer.

As a member of your credit union, you're assured of more perks than a typical bank would offer their typical customer: free checking, higher rates on savings and lower rates on loans, and personal service befitting an owner of the organization.

If you want other reasons, please visit the CUNA Web site for comprehensive information on the differences between credit unions and other financial institutions.

CU SERVICE CENTERS
1st Capital Credit Union was one of Alabama's first credit unions to join the CU Service Center network. The CU Service Center network provides our members with "branch offices" throughout the United States and American territories. The CU Service Center network truly gives you credit union service at its best - whatever you need, wherever you are. Visit the Credit Union Service Center website for details on locations and services throughout the United States.